Showing posts with label corporations. Show all posts
Showing posts with label corporations. Show all posts

Monday, May 4, 2015

The Service Requested is Not Medically Necessary...

Written by Justin Lane
(guest author)

The Affordable Care Act was admittedly, a step forward. Millions of Americans who could not access health care before because of costs and pre-existing conditions are finally able to access the medical services they need. That said, it is far from a perfect system – and is a poor substitute for publicly-funded, guaranteed, no fuss, no-nonsense health care services enjoyed by those living in Canada, the United Kingdom, Germany (which instituted universal health care in 1872), France and virtually every other industrialized nation. Periodically, there are reminders that health care services in the United States are still operated by a corrupt, for-profit system – and too many Americans are still falling through the cracks.

Case in point – Rod H.
An aspiring actor residing in Los Angeles, Rod's income disqualified him from obtaining insurance through California's marketplace. Fortunately, California is one of the states that has adopted the Medicare Expansion, so he was able to obtain coverage through Medi-Cal. Unfortunately, when the rubber hit the road and Rod was in serious need of medical attention, the company he wound up with – a “managed care” network known as “Preferred IPA” – demonstrated that in many ways, the bad old days of bureaucracy, denials and “profits over people,” bottom line corporate mentality are still with us.

Given Drugs and Sent Home
Rod had been with Preferred IPA only a short time when he began experiencing pain and started noticing blood in his urine. While there are multiple reasons as to why this occurs, it's generally a symptom of a serious medical condition – and not one to simply be ignored. Rod went to a nearby emergency room at the beginning of August, 2014. Diagnosis: infection. Treatment: send patient home with antibiotics.

The bleeding and pain continued. Rod's next step was to schedule an appointment with his “Preferred Care Provider” (PCP). Getting into see the doctor took over three weeks. The PCP scheduled an entire battery of tests, including blood, stools and urine. All results came back negative for cancer, the primary concern. Again, Rod was sent home with pills.

Since getting those test results, the bloody urine has become a near daily occurrence – and the pain has not eased. Over the next several months, Rod visited the emergency room numerous times. Each time resulted in the same diagnosis and treatment. In Rod's words: “Hey! You have blood in  your urine! Really? And a very, very minor infection. So, here's  some pills and go the f*** home!” In November, Rod returned to his PCP. The physician wondered if he might have kidney stones – a painful, potentially serious, but easily treated condition caused by excess minerals in the urine. Rod underwent two sonograms in order to discover if this was indeed the case – but the procedures revealed nothing.
It was time to consult a specialist.

The Final Diagnosis
Rod was finally able to see a specialist in January, 2015 – over five months since he had begun experiencing symptoms. The urologist discovered that Rod had a bladder tumor. It was not known if the tumor was malignant or not – but it was urgent to have it removed immediately, if not sooner.
Preferred IPA, with its corporate mentality, has its own idea as to what constitutes “urgent.” Rod would spend the next several weeks in attempts to get his surgery scheduled. This proved to be like the proverbial mating of elephants (done with a great deal of heaving and grunting at a high level, taking two years to obtain results).  By mid-February, Rod's PCP, also frustrated by the delays, advised him to “take the bull by the horns” and apply pressure by calling his urologist daily to find out if his needed surgery had been scheduled.

That was on February 24th. In the meantime, Rod was forced to cut back on auditions and turn down paying work for fear that it would aggravate his condition. Finally, however, Rod received notice on March 12th that his surgery had been approved.  Over the next two weeks, he was sent information on the procedure as well as prescriptions for various medications in preparation for the operation.
On March 24th – nearly eight months since the onset of his symptoms – Rod was scheduled for surgery.

Only in the USA
Only hours before undergoing surgery, Rod was informed that the surgery had been canceled – not by the doctor, not by the hospital, but by Preferred IPA, which had approved the surgery in the first place. The initial reason given was that the insurance company wanted the operation performed by a surgeon that was “in their network.” However, in a letter, Rod was also told that, according to the California Code of Regulations, Title 22 CCR, § 51303, the “service requested is not medically necessary.”

To re-iterate: the man has a painful bladder tumor that may indicate a serious, even life-threatening condition – but according to “regulations,” having it removed is “not medically necessary.”
Rod was referred to another “in-network” for “evaluation and treatment to be done at a LA Care MediCal contracted facility.” On a social media site, Rod posted his feelings about the latest delay, which could have been said by any number of Americans over the past generation and more:
“...a significant delay will be had before any actual surgery takes place. Meanwhile, of course, the tumor continues to grow and I continue to bleed and insurance  companies continue to profit.”

Still Waiting...
As of this writing, Preferred IPA has graciously deigned to allow Rod have (yet another!) consultation with an “approved” urologist on April 30th in order to confirm what the previous specialist has already diagnosed (there's some “free market efficiency” for you!) By then, it will be nine months since the onset of his symptoms – and he will still be waiting for surgery to be approved and scheduled. In the meantime, he has called upon his friends and acquaintances to contact Preferred IPA as well as the surgeon and demand that the date of surgery be moved up. Rod also contacted a lawyer from the Independent Medical Review Board. The conversation was brief – primarily, the lawyer wanted to know if he was “satisfied” with Preferred IPA's decision.

Rod gave the answer one would expect. It's a conversation that would not even be necessary if the U.S. was not controlled by amoral, profiteering corporate vampires determined to literally suck the lifeblood out of the American people – the same corporate tyrants that blocked every attempt to institute true, guaranteed, publicly-funded health care of all.

As Rod continues to suffer pain and bleeding every day, and as this potentially dangerous tumor in his bladder continues to grow while he waits for a procedure deemed “medically unnecessary” in the USA that would have been done for him almost immediately in any other democracy on the planet, his story serves as a reminder that under America's hyper-capitalist, bottom-line society, profits continue to trump concern for human life and well-being. The Affordable Care Act may, as talk show host and author Thom Hartmann says, be the proverbial “camel's nose under the tent” – but there are millions of Americans who may not be able to wait for the rest of the camel.

NOTE
Rod has had a biopsy from his new urologist (results pending) and his tumor, of course, has grown larger since the previous procedure. Surgery is scheduled for later in May.

2ND NOTE
Rod has had surgery (results pending) has been officially diagnosed with cancer.


 

Wednesday, May 28, 2014

It's Not About "Burger Flippers" It's About The Devalued Dollar


I'm sure many of you have seen the memes (or variations thereof) shown below on social media over the past few months. The one on the top is more than a bit disingenuous because it presupposes that first responders only get minimum wage and that they do not complain. There's a similar one comparing "burger flippers" with United States soldiers which is also disingenuous because it ignores the fact that soldiers are grossly under paid and under benefited as well! The bottom meme is closer to what has actually happened - the decline of buying power by the U.S. dollar and the MSM ignoring inflation, the second great depression and the impact that this had on tens of millions of Americans.
 
 
 
 
Many moons ago when I was working a part-time minimum wage job for $3.10 an hour while in college I was able to afford to share a 2 bedroom apartment, had a savings account and didn't need food stamps. Six months later, I was out of college and bumped up the gravy train to $3.50 an hour and more than 30 hours a week. Then I was paying back my student loan and still had the savings account, paid rent, paid for my food, paid for clothes, et al. My point is that the buying power of the dollar has dramatically decreased over the years and inflation (which they used to report on the nightly news by the way) is going through the roof.
 
I noticed that almost no one was bitching and moaning when McDonald's CEO was given a 4+ times raise last year, but raise the minimum wage and howls are made mostly from the right-wing, economists and filthy rich people. So, with minimum wage workers on food stamps, child welfare, housing welfare etc., you'd rather argue that subsidizing these high-profit, low wage corporations is all right for American taxpayers? A $15 an hour wage would cut food stamps rolls and all the rest. It's that simple. This isn't about pimply faced teenagers or retirees, this is about corporate welfare at the expense of working Americans and the fact that the dollar doesn't buy nearly as much as it use to.
 
If you are still fixated on the "burger flipper" in spite of reading this far, consider this: the average fast food "value meal" costs about $7.50. It would take an employee at said fast food establishment one hour's worth of wages to afford that. Even the self-serving, bigoted car magnate Henry Ford understood he had to pay his employees enough of a wage to afford the cars they built.
 

Wednesday, August 1, 2012

I Am Not An Animal - I Am A Human Being!

WARNING: Pissed off American ahead!


I'm on food stamps. For over a year. And it's people like the person who wrote that positive shit above, that makes me not only more able to face another day of doing the American hustle, but also be proud to be an American. What's that dear readers? The American hustle? You know, trying to find a job and keeping a roof over my head.

But this American, he compares me, a person on food stamps, to an animal! Isn't that fucking great?

To be poor be poor in the United States of America today is worse than it was in the last decade of the 21st century. I speak from my own experience. I have never been truly homeless, I have only spent a couple days on the streets. But I have lived what most Americans would consider a sub-standard life for the last eight years. But why the flying fuck should that matter because I AM AN ANIMAL!

Without food stamps, I would be forced to, what? Lose my phone? Sleep on the streets? Or go into your fucking pantry like any self respecting ANIMAL would and steal your food, but not before I killed your pet dog, too.

You may see me roaming the streets, breaking into grocery stores to steal all your meat because god knows, AS A HUMAN like an animal, without food stamps I should be able to forage for my berries and leaves and cows, OH MY!

Meanwhile, the Corporations and Banks steal more from your American pocketbook than this ANIMAL ever could! And you know what's truly funny? You gladly open your wallet to those fucks but would like to slam it shut on this ANIMAL!? Then you deserved to be raped, and raped repeatedly by the Corporations and Banks who won't even give you the common courtesy of a reach around. May you and any others that think like you that I am an ANIMAL be set upon and masticated by both Smokey The Bear and Yogi Bear (+ BooBoo) you pious fucks!